Residential Properties

One common misconception about residential property insurance is that the insurance company will proactively work on behalf of the insured to put their homes and lives back together. In fact, many of our clients are shocked when their own insurance agent does not personally arrive at their home when damages occur.

Homeowners protect themselves with insurance.  They can often protect themselves further by ensuring their residential claim is handled efficiently and returns a settlement that includes all to which they are entitled. The insurance agent is not obligated to point out any inaccuracies or missing information from a claim. That is our job.

Structure Claims

It is always a good idea to invest in a public adjuster to assist in the estimation process of a structure claim. Contractors often work with their own motives in mind. These motives may be well within the letter of the law, but the best interests of the insured are not necessarily among their priorities. After all, the insurance company pays them, and a contractor that stays in the good graces of an insurance company is certain to see more work. The Timmons Group is experienced in preparing your residential property claim to make sure that you get what you don’t just receive the bare minimum.

Contents Claims

When residential damages occur, it’s unfortunately rare that the household contents are undisturbed. Complicated depreciation tables are often utilized by insurance companies to determine costs of replacement, and the documentation required for major items must be carefully prepared. When you must replace personal items, don’t leave it up to an insurance company adjuster to dismiss the value of your belongings. The Timmons Group is highly experienced in handling claim submissions that significantly increase residential contents claim settlements.

Living Expenses Claims

On top of the physical turmoil wrought by residential damages, homeowners must continue to take care of themselves and their families in the aftermath of disaster. The Timmons Group is a true advocate for homeowners when seeking coverage of expenditures during a difficult time.

Read what this type of customer says about us

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