December 26, 2013

Public Adjuster

When you meet with the insurance adjuster about your property claim, should you hire a public adjuster to represent you? The insurance claims process can be simple or complicated, depending on the insurance company, the damage, and the policyholder. Still it’s a good idea to have a professional to speak on your behalf. It’s especially important when the damage to your home is extensive or the coverage is complicated, or when your claim involves complex policy language.

Simple Claims

If your p...

December 19, 2013

Public Adjuster

What will your insurance company adjuster do when he realizes you have a Public Adjuster consulting on your property claim? He’s not likely to say anything negative to you, but he’ll certainly let his coworkers know that he’s not very happy about it. Why? It’s mostly because he knows that whatever he does, an experienced independent claims professional will be looking over their shoulder.

A Public Adjuster represents the insured, so even if the insurance company adjuster doesn’t want him working...

December 11, 2013

Public Adjuster

On September 1, 2013, Texas House Bill 1183 went into effect. It became a part of existing Texas Insurance statutes that govern the conduct of insurance companies and their representatives. The new law hopes to eliminate conflicts of interest by preventing roofing contractors from also working as insurance or public adjusters.

Texas House Bill 1183 may not seem relevant to you at this time. But if your roof is ever damaged due to fire, windstorm, or any other insured peril, the law could be impo...

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