Memberships and Associations

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December 23, 2014

Public Adjuster

With winter soon upon us, wind storms are going to be more of a problem nationwide, and Texas is no different. Wind damage can happen at any time and unexpectedly here, which can throw you off guard when you’re not sure where to turn. In many cases, people get in such a hurry to get their roof repaired that they end up taking a quick offer just to get it done.

Before last year, some insurance adjusters would do double duty as roofing contractors and end up making an estimate on repair themse...

December 9, 2014

Public Adjuster

According to a recent report from Reuters, in the six years after Hurricane Ike, little has been done to protect the nineteen coastal cities and towns that surround the Galveston Bay from future hurricane storm damage. However, a professor and the chair of the marine sciences department at Texas A&M has an idea that he got from studying the Dutch form of storm protection: build a 60-mile long, 17-foot tall dike.

Professor William Merrell’s dike would feature massive gates designed to swing s...

November 24, 2014

Public Adjuster

Do you know what a public adjuster is and what they do? If you’re not sure, here are a few facts to help you understand.

•  A public adjuster, as defined in Texas state statutes, is someone who acts on behalf of the insured in negotiating for or effecting the settlement of a claim. A public adjuster advises or assists the insured with a claim for loss or damage under any policy of insurance covering real or personal property.

•  A person who wants to become a public adjuster in Texas must be licen...

October 30, 2014

Public Adjuster

Water damage can end up being far too subtle and can easily be overlooked by your insurance policy during an inspection. In many cases, water damage can manifest years later rather than be seen by the naked eye immediately. It’s one reason why you shouldn’t trust an inspector from your insurance to give you a final word. Most insurance companies are going to attempt to overlook a lot of things while also fooling you into thinking you’re getting an expert inspection.

In reality, you probably aren’...

October 13, 2014

Public Adjuster

With the recent storms, winds have reached speeds of 75+ mph. For this reasons, property owners need to take extra care to locate wind damage on their building so that they can have this damage repaired before future wind creates even greater damage. Many property owners will look at their building’s exterior after a storm and upon not seeing any noticeable damage, they will assume that their building has been spared. However, the mistake many individuals make is in not inspecting their roof for...

September 30, 2014

Public Adjuster

Have you heard that adjusters are not the same legally as roofers?  In today’s modern economy, there are a lot of people that will come around when there is a storm to check your roof.  They will ask you to do an inspection and promise to work with your homeowner’s insurance company to get your roof fixed.  However, is this legal or wise with new laws like H.B. No. 1183?  Interestingly, there are 3 laws separating roofers from adjusters.  Once you have the correct information in mind, you can na...

September 12, 2014

Public Adjuster

If your home has recently undergone a large storm outside, you’ll need to do a full inspection of the house to look for any signs of water damage. This kind of damage can be expensive to take care of, making it important for you to become aware of it as soon as possible. The following areas of your home are main targets of hidden water damage, making them a must-check space.

Behind Furniture

Bulky furniture, such as the sofa or bookcase, can often hide all kinds of things. Water damage is not an e...

September 2, 2014

Public Adjuster

Fire damage can be extremely devastating to a property, and to your business. In the event your building is damaged due to fire, wind, hail, or a storm, you are often left to deal with the aftermath alone. Insurance adjusters will assess your damage and provide you with compensation, but you must remember it is the job of the insurance adjuster to minimize your claim. This is to reduce the total payout from the insurance company. Hiring a public adjuster can help you increase your settlement amo...

August 14, 2014

Public Adjuster

If your commercial building or home has any kind of water damage, it can be a disaster. Not only will money be of a concern, but you may also lose your precious personal items. It can be a very frustrating, and for some people, it can take a significant amount of time to recover. You may not be aware of the different ways water damage can occur. At least 25 percent of businesses that close due to flooding, never reopen.

Rain

Rain, of course, is probably the most obvious offender of flooding. When...

August 3, 2014

Public Adjuster

After sustaining damage from a fire or smoke, you may be tempted to start cleaning right away. Your building and all the contents are likely a mess and you want to begin getting things back to normal. Fires in commercial buildings can cause income interruption and timely action can be helpful, but there are some actions that can actually jeopardize a successful restoration after fire damage.

Actions to Take After a Fire:

  • Open the windows to allow for ventilation.

  • In heavy residue areas, r...

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