Just because cooler weather is starting to descend upon the Lone Star State, it doesn’t mean that it’s time to forget about seasonal storm damage claims. After all, it’s not uncommon for Mother Nature to dish up a tornado or two in October and November. In some parts of the state, they’ll also undoubtedly be wicked, winter storms to contend with come December.
With that said, now is the time for Texans to review and update their insurance policies. Ideally, residents should consider having coverage for the following:
Accidental water damage (i.e. broken pipes)
Relocation related expenses (i.e. residential)
Business interruption expenses
Hurricane and tornado damage
Vandalism and theft damage
Fire and smoke damage
Wind and hail damage
After the policy review, it’s a good idea to make copies of any insurance cards and the contact information for our Texas public adjusters. The information should then be laminated and then stored where it can be easily reached once the seasonal storm passes.
When the seasonal storm does pass, be sure to make contact with your private insurance adjuster of choice straightaway. That way, he or she can show up at the scene and start the evaluation process. Once the evaluation process is complete, he or she can file the claim for you while you tend to other matters. Should the insurance company’s representatives then try and present an unreasonable settlement offer, you won’t have to fight them. Our Texas public adjusters will handle the subsequent negotiations too.
For more information about how Texas public adjusters can make dealing with winter storm damage claims stress free, please contact us at (972) 234-8300. Our consulting group has a history of assisting Texans in obtaining fair insurance settlements and client references are available online.