Memberships and Associations

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May 1, 2015

Public Adjuster

Hail is one of the most destructive forms of weather to homes, and when the weather turns cold hail damage can become quite common. However, while it is generally obvious when hail has damaged a vehicle or a window, many homeowners are unaware of the signs that can be indicative that their roof may have been damaged by hail. Thusly, it is important for homeowners to be aware of these signs, as they will want to have any damage assessed and repaired before further issues arise. Here are just a fe...

April 17, 2015

Public Adjuster

Having a new roof installed is a major renovation, which is why extreme care should be taken when hiring a contractor. If you’ve recently experienced storm damage, there are so many things to think about that the process can seem overwhelming at times. This checklist for hiring a roofer can be very beneficial when it comes to choosing a contractor.

Narrowing your Options

Begin by narrowing down your options to three or four contractors. Do this by performing research on different companies online...

April 3, 2015

Public Adjuster

When you have a disaster in your home, you are negotiating with your insurance company as well as dealing with repairs.  You hire a public adjuster in order to make certain the insurance company is treating you fairly. The last thing you need to worry about is whether your public adjuster is misrepresenting you or working fraudulently.

What is the difference between an unlicensed and licensed public adjuster?

According to a recent article in Claims Journal,

Unlicensed public adjusters und...

March 19, 2015

Public Adjuster

Well Spring is about to officially arrive and that can only mean one thing-Spring storms are coming! And Spring storms generally mean hail.  Hail falling from the sky is a powerful force. It can cause a lot of damage to your roof and cars. In the first few days following a powerful storm that left behind hail damage, you are going to be pretty stressed. You will want to make the best decisions possible during this hectic time. If there is extensive damage to your roof, you might be worried about...

March 5, 2015

Public Adjuster

The insurance claims process can potentially become very frustrating  when you’re dealing with damage to your home from natural circumstances. That’s because so many insurance companies are starting to slight the people they claim to protect by not compensating them for damages. If you know the mechanics of how insurance companies operate, it shouldn’t be surprising when many of those companies are out to think of their own bottom line than help you.

While insurance is still mandatory,...

February 19, 2015

Public Adjuster

After a storm has rolled through your community, you may notice a lot of wind damage. Common signs of wind damage to your home include fallen tree limbs and debris blown about your property. After the weather has passed, you’ll need to inspect and make note of any damage you find.

Inspecting Your Property

The wind from a storm kicked up dirt, trash along with other rubble and assaulted your house, making quite a mess. While inspecting your property, you’ll probably notice quite a bit of dirt has b...

February 6, 2015

Public Adjuster

In 2013, Texas passed and enacted a law that clearly defines the separate roles of roofers and adjusters and prevents professionals from acting as both. House Bill 1183 became effective on September 1, 2013 in an effort to protect individuals or associations from contractors who offer roofing and claim adjusting services. Laws separating roofers from adjusters were added to the Texas Insurance Code under sections 4101.251 and 4102.163. Section 4101.25 states that a licensed adjuster cannot provi...

January 26, 2015

Public Adjuster

It is very important to make a good, healthy inspection with regard to the insurance settlement when you are faced with an incident about your property such as water damage or fire, etc.  For example, in many cases water damage can manifest years later rather than be seen by the naked eye immediately.  Most insurance companies are going to give only a quick look at a lot of things, while you are thinking you are getting an expert inspection.  In the event of fire, wind, hail, storm or water dama...

January 8, 2015

Public Adjuster

Do you know what a public adjuster is and what they do? Most people don’t―but they can be a good hip-pocket resource to know about. Here are a few facts to help you understand.

  • A public adjuster, as defined in Texas state statutes, is someone who acts on behalf of the insured in negotiating for or effecting the settlement of a claim. A public adjuster advises or assists the insured with a claim for loss or damage under any policy of insurance covering real or personal property.

  • ...
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