Do you know what a public adjuster is and what they do? If you’re not sure, here are a few facts to help you understand. • A public adjuster, as defined in Texas state statutes, is someone who acts on behalf of the insured in negotiating for or effecting the settlement of a claim. A public adjuster advises or assists the insured with a claim for loss or damage under any policy of insurance covering real or personal property. • A person who wants to become a public adjuster