Society is wholly reliant on the properties–homes and office buildings–that protect their families and businesses. Whether returning home after a long day’s journey or heading into the office for a productive day of work, people depend on the functionality of these structures to keep their daily lives in check. Human dependency on these buildings is protected through the insurance policies that promise to heal the structures from the damages caused by such natural forces as f

This time last year, Texas House Bill 1183 was making its journey from idea to law via the state’s 83rd legislature. The bill was, in fact, signed into law in June, and became effective on the first of September, 2013. According to House analysis of the bill, it is intended to protect consumers and prevent fraud by insurance adjusters who are also roofing contractors. Some concern had been expressed, the analysis stated, that some of these adjusters doubling as contractors we

Water damage may not be the same as flood damage in the eyes of your insurance company. While your home may be filled with water, your insurance coverage may depend upon how the water got into your home in the first place. Homeowners insurance policies and flood insurance policies both deal with water damage, however, losses that are not covered by one, might be covered by the other policy. You may decide to purchase one or both types of insurance policies, once you become fa