Why You Need a Public Adjuster During Your Storm Damage Claim Process

While today’s forecast is for sunny skies, last week, a storm carrying hail roared across the North Texas, leaving a trail of property damage in its wake. The forecast for Sunday is for severe storms, which can only mean one thing during this time of year in Texas- more damage.

Texas is known for its big storms and, subsequently, for storm damage. If your property has been damaged due to a Texas weather event, there are a some things you need to know when filing your storm damage claim.

If you use the services of a licensed Texas public adjuster, you will likely see a higher payout for your insurance company. This is because the adjuster is your consultant, works for you, and is specifically experienced in the insurance claims process. In fact, clients of Timmons Consultant Group see an average increase in their insurance settlement of 30 to 40 percent when compared to what the insurance company’s suggested settlement was. Increased settlements give you more control over the decisions you must make when moving forward after a damaging storm event.

A Texas Public Adjuster is licensed by the Texas Department of Insurance. For your protection, a law known as HB 1183 prohibits your public adjuster from also providing reconstruction services. This prevents conflicts of interest during the claims process.

Whether you’re dealing with damage of a commercial property or property damage at your residence, Timmons Group is prepared to provide you with personal advocacy and a wealth of knowledge and experience during the claims process. For more information about how we can help you, contact us.